![]() ![]() Authorised and regulated by the Financial Conduct Authority (FRN 724309). John Lewis Finance is a trading name of John Lewis plc, registered in England with company number 233462, registered office: 171 Victoria Street, London SW1E 5NN. John Lewis plc introduce the panel of carefully chosen providers in Bureau de Change products and services, whom each hold the appropriate licences with the Financial Conduct Authority and HMRC.įoreign Currency online from both John Lewis Finance and John Lewis & Partners is provided by First Rate Exchange Services Limited registration number 04287490 (Money Service Business licence number MLR-64068), whose registered office is at Great West House, Great West Road, Brentford, West London, TW8 9DF England. Registered in England (Registered Company Number 233462). Registered office: 171 Victoria Street, London SW1E 5NN. Save the card for huge purchases such as hotels and car hire and reserve your cash for smaller wins – transport, attractions, or meals out.John Lewis Finance and John Lewis & Partners Bureau de Change are both trading names of John Lewis plc. But the best option depends on your situation. ![]() Mix it up! Many travellers only use their credit card while some only think about cash.Research and arm yourself with the best card for travel for big savings. The right card makes all the difference – Having a card is convenient but it can take a hit to the bank account if you have the wrong card.Be particularly wary of hidden bank fees for overseas card usage. Look out for hidden fees – The bane of our (financial) existence, hidden fees will often make a huge difference to the cost of your holiday.Try to get as close to the market rate as possible. Check your exchange rate – Google and XE.com are the standard market exchange rate but you’ll notice how wildly bank and currency exchanges can vary their rates.Ask for a mix of denominations – Make it easy on the Scottish vendors and try to get a mix of £20 and £10 notes.Not only this – nobody likes to tuck wads of notes into their socks and toiletries for safekeeping on longer journeys. Only carry what you need – It can be expensive to change GBPs back into AUDs so only take what you think you will spend.If you like a good deal – or even just a reasonable one – avoid these at all costs. Avoid the airports! Currency exchange bureaus at the airport charge epic fees.So here are a few practical tips to help you get your money’s worth: Sadly, many waste their money on unnecessary foreign currency conversion. Millions of travellers head to Scotland each year. Keep it for the next trip! Aside from the United Kingdom, the pound sterling is also used in British Overseas Territories, the South Sandwich Islands, the British Antarctic Territory, and Tristan de Cunha.Why not hold onto those GBPs for a friend just heading off? It’ll be a lovely surprise and going away gift for them!.For larger amounts, use a money changer in the city to convert your pounds back to AUD.You can change your currency at an exchange office at the airport but keep in mind, you will get terrible exchange rates and fees.The Commonwealth Bank of Australia also collects foreign currency and gives every cent to UNICEF.Australian international airports also have collection points where you can deposit your remaining currency as a donation to charity.Many airlines distribute envelopes for you to deposit your remaining currency as a donation to various organisations (for example, Qantas has its Change for Good program with UNICEF).Here are some ways to dispose of those last few pounds: ![]() Returning from Scotland with stacks of banknotes is hardly an ideal situation but there’s no need to consider it a loss. Travelex and Travel Money Oz also enable currency orders online but expect to wait between two and five business days for the order to be delivered or ready for pick-up. Instead, order your currency online through a money changer like S Money, which offers the exact same exchange rate you’d find on Google or XE. Australian international airports are renowned for having some of the worst exchange rates and fees in the world. If we’re frank, we’d advise you to scratch that last option. Buy currency online and have it delivered or collect it in-store.There are three standard ways to exchange AUD for GBP before you leave: Since Bank of England banknotes are legal tender in Scotland, this will pose no problems for you upon arrival at your destination. Just remember that you’ll receive standard Bank of England banknotes rather than the Scottish banknotes. Ultimately, you’ll get the best deals by buying your pounds before you head overseas. ![]()
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